The people behind Headland Finance
Friendly, experienced and straightforward, our team brings together decades of mortgage and property finance knowledge - with a genuinely personal approach.
Meet the team
From your first conversation to the progress of your application, you will always know who you are dealing with and who to call.
01Andrew Morris
CeMAP — Managing Director & Mortgage AdviserAndrew has more than 30 years’ experience in the financial industry, including time working for a lender and, since establishing Headland Finance in 1992, as a broker.
Having also been personally involved in self-builds, major refurbishment projects and new-build developments, Andrew understands many of the practical challenges clients can face.
Outside work, Andrew enjoys family life with two sons and two lively Vizsla dogs. He is also a keen runner having competed in various Ultra Marathons including the Ultra Marathon de Mont Blanc and Marathon Des Sables.
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02Tom Armstrong
CeMAP, CeRER — Director & Mortgage AdviserTom has been part of Headland Finance for more than 25 years and together with Andrew, he forms the broker and adviser team at Headland.
Tom helps clients with residential and buy-to-let requirements, with particular experience in limited company borrowing, property portfolios and houses in multiple occupation. He is also our Equity Release / Later Life Lending Adviser.
Outside work, Tom enjoys time with his young family, coaching his sons football team and getting lost in a good book.
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03Jan Morris
Office ManagerJan has been with Headland Finance since 1993. As Office Manager, she oversees the processing of mortgage applications as well as the day-to-day running of the office.
Jan is here to guide clients through the mortgage application process and help make the experience as smooth and straightforward as possible.
In her spare time, Jan enjoys coastal walks and trips to the theatre.
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04Gina Morris
AdministratorGina joined Headland Finance in 2008 and supports the team with the administrative work that keeps applications and the office running smoothly behind the scenes.
She is also on hand to help clients with progress updates and day-to-day queries.
Outside work, Gina enjoys family life, running, walking the dog and spending time outdoors.
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05Rachael Small
Administration AssistantRachael has been with Headland Finance for over 5 years now assisting with administrative matters.
In her spare time she enjoys volunteering for Rowcroft and spending time with her two boys and friends.
Here to make property finance feel clearer
Headland Finance has been helping clients across the UK since 1992. Our close-knit team takes time to understand what you want to achieve, explain the available options and keep you informed throughout the process.
Get to know the people who will be supporting you below.
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