Clear mortgage advice for every move
Friendly, independent guidance from an established Torquay mortgage broker - supporting homeowners, landlords and businesses across Devon and throughout the UK.
Torquay based. Supporting clients across the UK
Headland Finance Limited is a friendly, approachable credit broker based at Harbour Point in Torquay, Devon. Established in 1992 and under the same ownership ever since, we provide expert independent advice across residential, buy to let and commercial lending to clients locally and throughout the UK.
Whether you are buying your first home, moving, releasing equity, refinancing a property or growing a portfolio, we take time to understand the bigger picture and identify a potentially suitable arrangement for your consideration.
Open, transparent and focused on treating customers fairly - that is how we have always worked and how we continue to support clients in Torquay, across Devon and throughout the UK.




Property finance, made personal
Practical advice for the decisions that matter - explained clearly, without unnecessary jargon.
- Residential MortgagesSupport for first-time buyers, home movers and remortgages, shaped around your circumstances.
- Equity Release / Later Life MortgagesCareful, considered later-life lending advice for you and your family.
- Buy to Let MortgagesFinance for new and experienced landlords, from single properties for a first timer to HMOs and MUBs for Portfolio Landlords, we've got it covered.
- Bridging FinanceShort-term property funding for purchases, renovations and time-sensitive opportunities.
- Commercial MortgagesFunding guidance for owner-occupied premises, investments and business property.
- Life Insurance & Protection CoverProtection designed to help safeguard the people and commitments that matter most.


advice.
Personal
service.
Clear advice from start to finish
Property finance can feel complex. Our job is to make it clearer. You will deal with experienced professionals who listen, explain the options and keep you informed from your first conversation through to completion.
- Independent, tailored mortgage advice
- Clear explanations and transparent communication
- Long-standing lender relationships
- Personal service from Torquay, wherever you are in the UK
Mortgage advice from Torquay, supporting clients across the UK
Based in Torquay, we combine local understanding with access to a broad range of lenders, supporting homeowners, landlords and businesses across Devon and throughout the UK.
From first chat to the right next step
Tell us your plans
We will listen to what you want to achieve and ask the right questions about your circumstances.
We research the options
We review suitable lenders and products, then explain the choices in clear language.
We stay with you
Once you decide how to proceed, we help move the application forward and keep you updated.
Let’s talk about your next move
Call our Torquay office or send us an enquiry to arrange an initial conversation with an experienced adviser, wherever you are based in the UK.

